The Keys to Oklahoma Auto Insurance
Over a million surface acres of water, four majestic mountain ranges, and 34 state parks make Oklahoma a treasure trove of natural beauty and outdoor activities. No matter where your adventures take you; to the top of Black mesa, scuba diving at Lake Tenkiller or rappelling at Red Rock Canyon, let Jupiter take care of you with the best Oklahoma Auto Insurance.
Oklahoma Car Insurance Basics
As with many other states, Oklahoma’s auto insurance rules include a 25/50/25 minimum, and your insurance company must be authorized by the state government. Remember, those minimums are:
- Minimum $25,000 for death & injury per person
- Minimum of $50,000 for death & injury per incident involving two or more people
- Minimum $25,000 coverage for damage to property
Keep in mind that the minimum requirements only cover the costs to other parties if you are found to be at fault. They do not protect you from uninsured drivers, or pay for your medical and property damage expenses. Refer to the state FAQ for more details.
How to get the Best Oklahoma Auto Insurance for Your Money
- Take courses! Additional driver education, safety, and defensive driving courses could help you secure a lower premium. But make sure to check what the insurance company recognizes.
- Consider a higher deductible. This means you agree to pay a certain amount out of pocket in the case of an incident. Seek financial advice, and compare the gradual savings with the potential lump sum you could be on the hook for.
- Remember that while vehicles depreciate in value, repair costs remain the same. Make sure to cover the cost of repairs as well as the value of your vehicle.
- Obey traffic laws, drive defensively, and avoid distractions. The best way to keep your premiums low is a clean record.
Preparing for the Varied Driving Conditions of Oklahoma
From taking an ATV out onto the dunes, to rappelling down a sheer cliff face, Oklahoma is full of outdoor activities in a wide range environments. If you’re out adventuring, you’ll want to be prepared for all sorts of different road conditions.
- Keep gravel, sand, or non-clumping cat litter in the back of your car.
- Tire chains, tow cables, jump cables, shovels, are all useful tools to keep handy.
- Never leave without drinking water in the car!
- Bring along a fully packed emergency kit.
Your best auto insurance ever starts right here.
Get an Oklahoma car insurance quote now to see what you could save.
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